Home Improvement Financing

Simple, Fast Loans With OPTIMUS

Unexpected HVAC & Plumbing repairs or replacements can be stressful and costly. That’s why we partner with OPTIMUS, the all-in-one financing platform that helps us make your project stress-free and affordable.

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Benefits of Working With OPTIMUS

Pre-Qualify Without Impacting Credit

Instant Approvals

Affordable Payment Options

No Pre-Payment Penalties

Financing for All Credit Scores

Financing for Repairs and Replacements

Homeownership Not Required

How it Works

OPTIMUS offers multiple financing programs to get you the best rate possible, even if you have challenged credit. Get pre-qualified today for a flexible payment plan in less than two minutes without impacting your credit score.

Pre-Qualify

Get a simple, quick decision with no credit impact.

Select Offer

Review personalized financing solutions and choose the best fit for your needs.

Submit an Application

We’ll run an instant credit check at this point.

Sign Your Loan Agreement

This seals the deal and finalizes your financing.

Apply Now

Five-Star Reviews

Customer Testimonials

Since 1969, Rinaldi’s Energy Solutions has maintained a reputation as the premier residential and commercial HVAC and plumbing company in Central Florida. See what our customers have to say about us.

"Rinaldi’s saves the day again! I have been doing business with Rinaldis for years, no complaints. The technicians are always courteous and respectful, Clean up after themselves and offer to help in any way they can. The customer service staff are always very friendly and helpful, they were able to get out to fix my ac the same day. Warranty issues are always handled no hassle. Would definitely recommend Rinaldi’s!"

Corey R.

Tampa, FL

"The work was completed efficiently and with consideration of my requests as a customer. · The office staff, sales team, and installation crew rendered 5 star service. I especially appreciated that they explained everything in detail in terms that I could understand. Thank you Rinaldi’s for your outstanding service!"

Antionette K.

Tampa, FL

"I've been using Rinaldis for over 20 years for both business and home. The fact that I keep calling on them and have done so for so long says everything that needs to be said!"

Ivan L.

Tampa, FL

"I have used Rinaldi's for the last13 years. They installed and maintained my air conditioning unit during this time. Also installed hot water heater, attic insulation, also have done plumbing repair and appliance repair. They are all around. On time with appointments always keep you in the loop of arrival time. Trustworthy and respectful employees. Their the best!"

Tampa, FL

Dorean B.

"I have been using Rinaldi since 2006 & they are the only ones I trust with my A/C unit. They are always so helpful & ready to respond with any issues I may be having. I would & have recommended them to anyone. True professionals that do not overcharge for their services."

Tampa, FL

Jodi R.